State of Web Access2026

Finance's WAF coverage runs below the global average at 88%, yet antibot sits at 27% — nearly 50% higher than the norm. The sector invests more in active bot detection than passive infrastructure.

State of Web Access 2026
Finance · Barrier Profile · 2026

JavaScript and Antibot both elevate Finance's active barrier profile

JavaScript and Antibot both elevate Finance's active barrier profile
Value
WAF88%
Antibot27%
CAPTCHA15%
JavaScript36%
Rate Limiting22%
TLS16%

WAF leads at 88%. JavaScript (36%) and Antibot (27%) together form a multi-layer active stack — more than most sectors deploy alongside WAF.

100 sites
State of Web Access 2026
Finance · Access Barrier Adoption · 2026

WAF leads Finance at 88% — JavaScript is the main secondary layer

WAF leads Finance at 88% — JavaScript is the main secondary layer
Value
WAF88%
Antibot27%
CAPTCHA15%
JavaScript36%
Rate Limiting22%
TLS16%
Has robots.txt82%
Blocks AI crawlers13%

WAF dominates at 88%. JavaScript (36%) leads active secondary barriers, followed by Antibot (27%). The remaining three barriers all sit at or below 22% — a concentrated rather than broadly stacked profile.

100 sites
State of Web Access 2026
Finance · Barrier Count Distribution · 2026

Two-barrier stacks are Finance's most common security posture

Two-barrier stacks are Finance's most common security posture
% of sites
0 barriers7%
1 barrier30%
2 barriers32%
3 barriers22%
4 barriers1%
5 barriers8%
6 barriers0%

32% of Finance sites carry exactly 2 barriers. 31% stack three or more. 7% carry none — a low share of unprotected sites for this sector.

100 sites
State of Web Access 2026
Finance · Recommended Scraping Tier · 2026

Finance is predominantly Easy to access — with a notable Moderate minority

Finance is predominantly Easy to access — with a notable Moderate minority
Mean recommended tier
All sites1.76

A mean recommended tier of 1.76 and a median of Easy place Finance around the middle of the sectors surveyed. 47% of sites are Simple to access; 17% require Moderate or above.

100 sites
State of Web Access 2026
Finance · Tier Distribution · 2026

Simple and Easy cover most Finance sites

Simple and Easy cover most Finance sites
% of sites
1 - Simple47%
2 - Easy36%
3 - Moderate11%
4 - Complex6%
5 - Advanced0%

Simple (47%) is the most common tier. Simple and Easy together account for 83% of sites, while 11% land at Moderate and 6% at Complex or Advanced.

100 sites
State of Web Access 2026
Finance · robots.txt Coverage · 2026

Most Finance sites publish a robots.txt — coverage above the norm

Most Finance sites publish a robots.txt — coverage above the norm
% of sites
Publish a valid robots.txt82%

82% of Finance sites publish a valid robots.txt. The 18% without a file leave crawl policy undefined — a lower gap than the cross-sector average of around 24%.

100 sites
State of Web Access 2026
Finance · Named Agents in robots.txt · 2026

Finance sites name a handful of agents in robots.txt — few commit to comprehensive policies

Finance sites name a handful of agents in robots.txt — few commit to comprehensive policies
% of sites
024%
139%
2–417%
5–96%
10–152%
16+12%

The mean of 7.2 named agents reflects limited bot-policy investment in Finance. 24% of sites name no agents; 39% name exactly one. Only 12% maintain a list of 16 or more named bots.

100 sites
State of Web Access 2026
Finance · Bot Category Mentions in robots.txt · 2026

AI crawlers and SEO / search indexing draw near-equal attention in Finance robots.txt

AI crawlers and SEO / search indexing draw near-equal attention in Finance robots.txt
% of sites
AI crawlers14%
SEO / search indexing11%
SEO audit tools10%
Commercial scrapers7%
Social / content scrapers4%
Archive / research crawlers7%
Monitoring / uptime bots0%

AI crawlers appears in 14% of Finance sites; SEO / search indexing in 11%. The near-equal split reflects a sector that treats both categories with comparable priority. Figures are percentages of all 100 sites.

100 sites
State of Web Access 2026
Finance · robots.txt Rule Posture Types · 2026

Path-level mixed rules dominate Finance robots.txt posture

Path-level mixed rules dominate Finance robots.txt posture
% of sites
Uniform per-agent rules31%
Path-level mixed rules48%
Allow-only (no Disallow rules)2%
Mixed AI posture4%
Blanket Disallow: /0%

Path-level mixed rules lead at 48%, with uniform per-agent rules at 31%. Mixed AI posture reaches 4%.

100 sites
State of Web Access 2026
Finance · Bot Agent Disallow vs Allow · 2026

AI crawlers are among the most-targeted agents in Finance robots.txt

AI crawlers are among the most-targeted agents in Finance robots.txt
DisallowedAllowed (whitelisted)
*74%50%
PerplexityBot9%4%
ClaudeBot9%2%
Google-Extended9%2%
CCBot9%
ChatGPT-User5%4%
Googlebot-News5%4%
Yandex6%3%
Claude-Web7%1%
GPTBot6%2%
anthropic-ai7%1%
cohere-ai6%1%
Googlebot4%3%
Bytespider6%
OAI-SearchBot3%3%
FacebookBot5%
YouBot3%2%
magpie-crawler5%
omgili5%
omgilibot5%
ia_archiver5%
MJ12bot5%
Applebot-Extended4%1%
Baiduspider3%2%
Diffbot4%

Values are percentages of all 100 Finance sites surveyed. The wildcard (*) leads at 74% Disallow. Among named agents, PerplexityBot, ClaudeBot, Google-Extended, and CCBot share the top Disallow position at 9% each.

100 sites surveyed · 82 with robots.txt
State of Web Access 2026
Financial Services · Access Barriers · 2026

Finance leads the Financial Services cohort on AI-blocking policy

Finance leads the Financial Services cohort on AI-blocking policy
WAFAntibotCAPTCHAJavaScriptRate LimitTLSrobots.txtBlocks AITier
Accounting & Auditing93%15%13%40%8%10%63%1%Tier 1
Banking86%19%10%36%12%11%72%4%Tier 2
Finance88%27%15%36%22%16%82%13%Tier 2
Insurance86%26%19%37%17%13%71%3%Tier 2
Investment94%23%14%41%19%9%76%5%Tier 1
Venture Capital92%15%14%33%20%15%79%2%Tier 1

Finance's 13% AI-blocking rate in robots.txt is the highest in the Financial Services cohort. WAF (88%) and JavaScript (36%) sit mid-table in the cohort on technical barriers.

11,100 landing pages